Applications for Special Financing ADU Program Being Accepted Now

SGV Habitat has a new program offering 0% financing and subsidized funding for qualified low-income homeowners (limited funding available).

Learn more about the 1-stop (financing, permits, construction all in 1 place) opportunity with SGV Habitat.

an ADU unit with blue paint and white door in Pasadena
completed kitchen in ADU
finished 999 square foot ADU in Baldwin park
HUD income guidelines by family size for maximum income

Am I eligible?

Own and live full-time in your home in: Alhambra, Altadena, Arcadia, Atwater Village, Azusa, Baldwin Park, Bradbury, Duarte, Eagle Rock, El Monte, South El Monte, Glendale, El Sereno, Highland Park, Irwindale, La Canada, La Crescenta, Monrovia, Lincoln Heights, Monterey Hills, Monterey Park, Montrose, Pasadena, South Pasadena, Rosemead, San Gabriel, San Marino, Sierra Madre, Sunland, Temple City, Tujunga.

Your home must be the only property you own – with ownership of at least 3 years.

Be current on mortgage, property taxes, and homeowners insurance.

No open collections, charge offs or bankruptcies (within the last 7 years).

Minimum Fico Credit Score of 620.

Household income qualification

Your entire household must earn less than the maximum income listed for your household size. These limits are based on the 2024 Los Angeles County gross (before taxes) annual income figures and are subject to change.

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